Depending on where you live, you're likely to be at risk for some type of natural disaster. Hurricanes and tropical storms, snowstorms, ice storms, tornadoes, flash floods, earthquakes and wildfires are among the many natural disasters many homeowners have to face regularly. Having a natural disaster plan prepared can help you know what to do if this type...

Hazard insurance and homeowners insurance are often mistaken for the same thing due to the similarities they share. While standard homeowners insurance policies include hazard coverage, standalone hazard insurance serves a different purpose. How do you know if you need hazard insurance? Here is a guide to help you understand the basics: Hazard insurance vs. homeowners insurance Hazard...